Why do you need our Life Organiser?

Life is busy enough without thinking about what will happen to all of your affairs when you die or become incapable.

What will happen to your estate and your bank accounts, savings, bills and other important aspects of your life?

Key take-aways

• A Life Organiser is a document which provides an essential overview of all the information needed for your loved ones to manage your affairs.
• As more of us are living longer, it’s more important than ever to have your affairs organised.
• The Law Society urges people to maintain a list of online accounts to make it easier for family and friends to organise your digital legacy.

More of us are living longer

By 2039, the number of people aged 75 or over is due to rise by 10 million and 1 in 12 will be aged 80 or over.

Not only are we living longer, but also many of our elders live far away from close relatives.

This means it’s all-the-more important to have your affairs organised, by having a Will and a Life Organiser, for the sake of yourself and your loved ones.

We want to make it simple for you

While you may have thought about what will happen to your estate when you die, have you done anything to ensure your loved ones know exactly what they would need to sort out in this situation?

Getting all the information together can feel overwhelming, and it is often hard to know where to start. So, imagine how that would feel for your loved ones. While we may assume that those closest to us know us well enough to fill in our personal details, such as full name and date of birth, other information may be trickier for them to provide.

And don’t forget about computer logins, social media, email and other countless online accounts we use everyday to manage our lives. While this information may be available by rifling through desk drawers, filing cabinets and notebooks, would it not be in your best interests to provide your loved ones with everything they need in one place?

Do you have a Will?

According to research by Canada Life, one in two (50%) of UK adults don’t have a Will. Surprisingly, a third of over 55s say they do not have a Will.

While a Will is essential to ensure your assets go to the people you choose, rather than being distributed according to the law, there’s more you can do to help your family after your death.

Give your family a helping hand

We hope that those closest to us, know us well enough to fulfil requests for personal details, but what about other information such as national insurance and online account details?

What is the OMM Life Organiser?

A Life Organiser is a document which provides an essential overview of all the information needed for your loved ones to manage your affairs and also peace of mind.

The pack covers:

• Personal information
• Household information
• Working life
• Vehicles
• Finances
• Credit cards & store accounts
• Investments
• Life insurance
• Income
• Pets
• Funeral wishes
• Passwords

What about your “digital legacy?”

The information we store online; our photos, films, music and social media accounts, all contribute to our digital legacies. It is vital to signpost all personal items stored online, so they are not lost forever.

Many online accounts don’t come with paper statements, so if you don’t pass on the account information then your family may remain unaware of their existence.

The Osborne Morris & Morgan Life Organiser offers advice on a secure and easy way to pass on details of your digital legacy to your loved ones so that nothing is overlooked.

Download a copy of your free Life Organiser today and save your loved ones from stress and unnecessary difficulties by clicking on the link here: Why You Need Our Life Organiser – OM&M Solicitors (ommlaw.co.uk).

We can make a difference

At Osborne Morris & Morgan, we understand how difficult these decisions and discussions can be. Our experienced advisors are always on hand to respond to any questions and are committed to providing long-term support.

Along with the preparation of fixed-fee Wills and free Life Organiser packs, our team can provide advice on protecting your digital legacy, inheritance tax and setting up trusts. We can also advise on how to deal with someone’s affairs after they have died. Get in touch with us today on 01525 37877 or email info@ommlaw.co.uk to see how our experienced team can help you.

Download a copy of your free Life Organiser